Invest in your future self
Our personalized, goal-based investment portfolios are actively managed by professionals and help you plan for retirement.
Neo Invest—powered by OneVest
Open your RRSP account completely online in minutes.
Set it and forget it
Increase your savings by setting up Auto-Invest and automatically contribute to your portfolio regularly.
You’re on autopilot, we aren’t.
We take care of the investments you take care of being you. Let a professional actively manage and rebalance your portfolio and navigate changing markets.
Based on your goals. Built for real life.
From saving for a dream vacation to retirement, and everything in between, let us know what you’re working towards and we’ll come up with a portfolio for you.
Expand your horizons.
Access up to 3x more innovative investment products to boost diversification and potential returns.
Accessible investing.
We want to help you succeed. Our fees are lower than traditional wealth managers¹, so you can hit your goals faster. Get started with as little as $1.
New to RRSPs? Let’s start with the basics.
What’s a RRSP?
A Registered Retirement Savings Plan, or RRSP, is a type of account that is registered with the Canadian Government. Contributions made to your RRSP are tax deductible for the year, and returns generated in the account remain tax-free until you start withdrawing funds later in life.
Do I need to start now?
The choice is up to you! Keep in mind, sometimes there are strategic advantages to holding off on investing in your RRSP. That being said, the longer you have funds in an RRSP, the more time it has to compound, which can result in accelerating your portfolio’s value by starting earlier.
Mark your calendar.
The RRSP contribution deadline in Canada is always 60 days past December 31st into the new year (so end of February). So that end-of-year bonus? You can still invest that in your RRSP account before you file your taxes for that year.
Important Note: Watch those contribution limits. If you over-contribute, you’ll be penalized 1% on the excess every month, until you withdraw it.
Investing made easy
Getting to know you
Investing is not a one-size-fits-all situation. That’s why we ask about you and your goals to create a curated investment portfolio just for you.
Start investing
Add new funds (or transfer your existing investments) into your new portfolio. Get started with as little as $1.
Sit back, we got the rest
We take care of the investments, you take care of being you. Of course you can check in on your investments and make changes anytime you want.