Low rates with none of the stress
Soon, it will take just minutes to get a new mortgage, refinance, or renew. And you won’t have to leave the comfort of your home.
Transforming the way Canadians shop for homes.
Worry-free rates
Better than just being low, we scan the market to find the best rates available and make sure that they come with no surprises.
Smooth applications
Applications can be completed in under 5 minutes with no need for printing or faxing documents, or even booking an office or branch visit.
Dedicated support
All applicants get a human associate. They don’t work on commission, so you can be assured their advice only has your best interests at heart.
Low rate, less interest? Makes cents.
We get it, other than approval, your mortgage rate is one of the most important things to you. That’s why we work hard to find you the best rate across multiple lenders, so you can pocket the difference.
2.09%
Neo Mortgage Rate¹
5-Year Variable Rate (Closed)
2.70%
Traditional Bank Rate²
5-Year Variable Rate (Closed)
Save thousands without breaking a sweat
We crunched the numbers and here’s how much you’d save in just a few clicks with a Neo Mortgage compared to a traditional bank.
Lifetime of mortgage
End of 5-year term
$355,000 Mortgage Balance (High ratio insured)³
$23,625
$8,965
$570,000 Mortgage Balance (High ratio insured)
$37,933
$14,394
Getting a mortgage has never been easier.
1
Pre-qualify without the hassle
No in-person appointments are necessary. Start your application online and upload any documents digitally. Your associate will guide you through every step.
2
View pre-approval options
We collect rates from multiple lenders, so you can choose what works for you. Since we don’t work on commission, you get the best options.
3
Finalize your mortgage rate
We use technology to speed up the process and make the experience safe and hassle-free. No more fax machines or branch visits³.
4
Manage your mortgage
View your Neo Mortgage statements, make additional payments, or start a renewal when your term is coming due – all online.
Our Lending Partners
So much more than Neo Mortgage
Get more from your money with simple and innovative products designed for life today.
Got questions? We can answer them.