Canada’s most rewarding credit card
Everyday cashback
Add Neo to your digital wallet
Forget the fees
Stay on top of your money
Always in control
Amp up your cashback
at partners1
across all spend3
at partners1
across all spend3
at partners1
across all spend3
How it works
How we stack up
Discover a better way to grow and manage your money
FAQs
Each store’s cashback rewards vary according to category, so checking the Neo app will get you the most up-to-date information on what’s available.
When you pay with Neo at a partnered store, you can earn instant cashback on many of your first-time visits and multiple visits afterwards. Simply pay with your Neo Card and rewards are redeemed automatically.
Neo is partnered with thousands of local and national businesses, including most major gas and grocery stores, restaurants, gyms, coffee shops and more.
The purchase credit rate / APR on the Neo Mastercard® is 19.99%-24.99%**.
There are no annual or monthly fees. We’re here to give you the most out of your money, so you keep the extra cash and do what you want with it.
Freeze your card in the app at any time to prevent unauthorized payments. If your card doesn’t turn up or you think it was stolen, report it in the app and follow the instructions to proceed. We’ll then send you a new card.
1 Average based on current offers. Cashback varies per offer and partner.
2 Value increase is an average and depends on card use.
3 Top-up is limited to $5,000 of spending per month at non-partners.
For further information, please see: Neo's Reward Program Terms & Conditions
** The standard rate on purchases and cash advances is dependent on our assessment of your credit application, credit profile, and your province. See your Cardholder Disclosure at time of application for your specific rate.
