The power of money in your hands.
Start building your independence with these youth financial services & tools to manage your money, save smarter, and earn rewards.
An ultra-powerful app with features designed for you
Get a debit-like card and a savings account for teenagers with no account fees, no minimum balances or deposits (because your money should work smarter).
Neo Savings account for youth
Create personalized savings goals.
Open multiple accounts for different savings goals, from grad trips to new clothes
Set goal amounts and customize your account with names and icons
Earn up to 2.9% interest¹ - your rates increase as your balance grows
Next generation money tools
Save for what you really want
Saving with a Neo Savings account lets you create your own personalized savings goals and earn 2.9% interest¹ , which earns you more money and helps you reach your goals faster. Track your progress and stay organized as you save for a fresh pair of kicks, your next clothing haul, or tuition.
Real-time insights
Get a deep dive into your cash flow and see how much money is coming in and out of all your Neo accounts.
No branch visits—ever
Instantly manage your accounts and card directly in the Neo app.
Access your virtual card and use it instantly to make purchases online—no waiting for your physical card to arrive
Freeze and unfreeze your card instantly
Change your PIN anytime
We've got your back
Safe and secure money
All deposits and payments are protected by world-class security infrastructure.
Get notified in real-time
Stay in the loop about your spending activity. Get alerts whenever money comes in or goes out of your account.
Advanced app security
We’ve got cool features you can manage like Face ID, fingerprint lock, and two-factor authentication to keep your accounts safe.
Fresh financial content for free
Learn money management skills and build confidence with unlimited access to bite-sized financial content and tools in the JA Knowledge Hub.
Got questions?
We've got answers.
All-in-one powerful app
Get started in minutes, with no branch visits required.