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Reader Questions
What’s the best way to draw down my RRSPs over five years?
“In the next five years, I have to withdraw all my money from my RRSPs. What is the best option: wait until the last year to withdraw, withdraw one fifth each year, or convert to a RRIF?”
—Wlodzimierz
Can you pay for college with a credit card?
I wanted to get a loan. But can I use a credit card to pay my college fees? Please, is there anything else that can help me with my student debt?
–Aman
Can you open an RDSP after you turn 18?
I have a 22-year-old son. He is disabled and qualifies for the Disability Tax Credit (DTC). We didn’t start an RDSP before he turned 18, but can he still open one now and have the government match his contributions?
—Corrine
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