Your money just got smarter

Spend, save and earn cashback, with smart accounts that make money simple.

Next generation accounts and toolsA better way to manage, move and grow your money.
Neo High-Interest Savings accountEarn 4.00% interest⁵ and watch your money grow. No minimum deposits, withdraw your money anytime.
  • Save with purpose by personalizing account names, icons and goal amounts
  • Move your money when and where you need to, with instant transfers between your accounts
  • Open up to 10 accounts to organize your money and track your goals at a glance
Neo High-Interest Savings account
Neo Money™ cardDo more than debit. A prepaid Mastercard® with zero preloading needed, no monthly fees¹, free everyday transactions, and access to cashback at thousands of Neo partners.
  • 1% on gas and groceries²
  • 3%³ on streaming, rideshares and food delivery
  • Average 5%³ on restaurants, bars and cafes
  • 2%+³ at retail partners
  • 0.5% monthly minimum cashback⁴
Neo Money™ card
Modernize your moneyThe Neo app makes money simple with powerful tools that put you in control.
Track your financesGet a complete view of your transactions, track transfers and bill payments, and view your cashback, all in one place.
Real-time notificationsGet notified when money goes in or out of your account, and freeze and unfreeze your card with a tap.
Automate your paymentsAutomate bill payments from your Neo Money™ account, so you never have to worry about late payments again.
Send and move moneySend and request funds via INTERAC e-Transfer® instantly, move your money between Neo products seamlessly.

A better way to manage your money

Open a Neo Money™ account in just 3 minutes.

Got questions?

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¹ There are no transaction fees applicable to the Neo Money™ account. If you require a printed version of a monthly statement or other document, a $5 fee applies for each printed document.² Based on the maximum $300 category spending per month. Cashback may be limited and varies by perks, offer, and partner. There may be monthly limits for boosted cashback offers. For more information, visit the Neo App.³ Cashback earn subject to minimum spend threshold. There may be monthly limits for boosted cashback offers. Terms and conditions apply. For more information, visit the Neo App.⁴ Top-up varies based on monthly spend and is limited to $50 per month.⁵ Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.