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One powerful account. No monthly fees.

Combine the best of a savings and spending account while earning up to 225x¹ more interest than at a traditional bank. It’s why Neo Money was voted the best savings account in Canada².

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Truly unlimited. No strings or monthly fees attached.

Fund your account in 3 ways.

Start today with as much (or as little) as you want.

Send an Interac e-Transfer®

Send your Neo Money an Interac e-Transfer® from an existing account.

Link your existing accounts

Simplify moving money between accounts. You can withdraw and deposit anytime.

Set up direct deposit

Have your paycheque go directly into your Neo Money account and earn interest.

Get the one account that does it all.

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So much more than Neo Money

Get more from your money with simple and innovative products designed for life today.

Neo Card

Get cashback on your everyday spending

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Neo Invest

Grow wealth and plan for life's major goals

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Neo Mortgage

Low rates with none of the stress

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Got questions? We can answer them.

¹ Based on research comparing high-interest savings rate of Canada’s ‘Big 5’ banks using a $100 investment, excluding promotional rates and rate premiums. Research was conducted by Neo Financial and based on data taken from public websites as at August 10, 2022.

² As awarded on August 25, 2021 by the Financial Post.

³ Interest is calculated daily on the total closing balance and paid monthly. Rate is effective as on August 10, 2022 and is per annum and subject to change without notice.

The Neo Money account is provided by Concentra Bank, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo Money accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC’s website

OneVest Management Inc. is a registered Portfolio Manager in each province and territory of Canada and an Investment Fund Manager in the provinces of Alberta, Newfoundland and Labrador, Ontario, and Quebec. Assets in your OneVest accounts are held with CI Investment Services (CIIS), a registered investment dealer in each province and territory of Canada, a member of the Investment Industry Regulatory Organization of Canada (IIROC). OneVest is a wholly-owned subsidiary of One Wealth Technologies. Copyright @ 2021, One Wealth Technologies Inc. All rights reserved.

® Trademark of Interac Inc. Used under license.

Neo Invest is not available in French or in Quebec.

Neo Mortgage Services Inc. is currently licensed in Alberta, Ontario (#13444), British Columbia (MB600606), Saskatchewan (510903), Newfoundland and Labrador (22-07-NE115-1), New Brunswick (220015509) and Nova Scotia (2021-3000379), with all applications pending across Canada.