One powerful account. No monthly fees.
Combine the best of a savings and spending account while earning up to 145x¹ more interest than at a traditional bank. It’s why Neo Money was voted the best savings account in Canada².
Keep your money and earn more on top
Get 1.45% interest³ on every dollar with one of the highest interest rates in Canada.
Your interest is calculated daily and paid out monthly. Watch your interest rack up right from your Neo app.
Truly unlimited. No strings or monthly fees attached.
Forget the monthly fees
In typical Neo fashion, there are no monthly or annual fees.
Unlimited free transactions
You can send and receive payments, pay your bills, and deposit your paycheques – all for free. Spend money on things, not fees.
No "mininum" required
No minimum deposit. No minimum balance in your account. With Neo, there’s no such thing as too little savings.
Automate your payments
Make life easier with scheduled payments. Conveniently pay your monthly Neo Card and other bills all from one place. Of course, free of charge.
Fund your account in 3 ways.
Start today with as much (or as little) as you want.
Send an Interac e-Transfer®
Send your Neo Money an Interac e-Transfer® from an existing account.
Link your existing accounts
Simplify moving money between accounts. You can withdraw and deposit anytime.
Set up direct deposit
Have your paycheque go directly into your Neo Money account and earn interest.
Got questions? We can answer them.