Reader Questions
Expert answers for your questions

How to get into the stock market in a safe way
New to investing? Here’s how to get started, manage risk, keep fees low and stay invested for the long haul.

What happens when your emergency fund is a registered account?
Need money fast? Find out how long it takes to withdraw cash from RRSPs, TFSAs, and other registered accounts. Plus, how to fix that with liquidity.

How can I pay off my student debt?
You’ve graduated from college and you’re ready to leave school behind, but you still have student loans weighing you down. Here’s how to tackle your student debt.

When using my credit card abroad, should I choose to pay in Canadian dollars or the local currency?
When you tap your credit card when travelling, selecting a currency can cost you or it can save you. Canadian dollars or foreign currency: see which is best.

When can I receive my CPP and OAS benefits?
Canadians can claim the Canada Pension Plan and Old Age Security as retirement income before they’ve retired. But sooner isn’t necessarily better.

How can I get the best credit?
Getting the best credit for you depends on a few things. Are we talking credit card? Line of credit? Loan? Don’t worry, we’re covering them all.

How do I rebuild my credit after a consumer proposal?
Rebuilding your credit score and history in Canada after a consumer proposal is possible. Here's how to do it.