All Articles

Reality Cheque

Reality Cheque

A Canadian summer lit living room, with moving boxes piled in front of a fire place.

Is summer really the best time to move house?

With stable interest rates, falling home prices and rents, and plenty of inventory, this summer might be a great time to buy or upgrade. Or is it?

Latest Articles
Canadian man looking at his credit card bill, wondering if the balance due is good for his credit score.

True or false: Keeping credit card balance is good for building your credit score

Looking to boost your score? You may have heard a rumour that not paying your cards off in full every month will help. Not so fast!

A Canadian woman about to road test a car, deciding whether she should save up or finance the car.

“Saving for a big purchase is always better than getting a loan”

Sometimes financing makes sense, and sometimes saving up does. Find out the reasons for both situations.

A woman looking at a pair of shoes, which would come out of her discretionary money part of her budget, aka, her Fun Fund.

Splurges are bad, right?

If you make a big-ticket spend on your credit card, is that really harmful for you and your credit score? Well, it depends. Here’s why.

12345