Reality Cheque
Reality Cheque
True or false: Cheap clothes never last
Shopping experts share tips for getting the most value out of retailers like H&M, Uniqlo, Zara and more—because inexpensive doesn’t have to mean expendable.
True or False: I need a university degree to become wealthy
Whether you’re planning your future, thinking about going back to school or just looking at your options, find out if you *have* to go to university to earn more.
True or False: Your credit score only matters if you’re making a major purchase
If you’re only looking at your credit score when you’re about to buy something big, it’s time to rethink things.
Is it true that closing old credit cards boosts your score?
You might think you’re tidying up your credit situation, which should be a good thing for your credit score… or is it?
True or false: You’ll save more when you earn more
If you’re realistic and disciplined about your needs—and can resist some of those impulse buys—growing your income can mean growing your savings.
True or False: “It’s more rewarding to pay off debt than to save money”
Is paying off debt versus adding to your savings easier because it feels good? Not so fast, a financial therapist says is harder to tackle...
True or false: Keeping credit card balance is good for building your credit score
Looking to boost your score? You may have heard a rumour that not paying your cards off in full every month will help. Not so fast!