Budgeting & Debt
Learn how to manage your budget and reduce debt with practical guides on spending, saving, credit, and repayment strategies. Take control of your money and your life with confidence.
Considering a payday loan? Look into these alternatives first
Here’s how to cover the gap without paying payday loan prices, and without getting stuck in the borrowing cycle.
How do I stop automatic payments from my bank account?
If an unauthorized payment has already been withdrawn, you have 90 days to file a reimbursement claim under Payments Canada's PAD rules.
How to avoid overdraft & NSF fees in Canada
Set up low-balance alerts on your chequing account, link a backup funding source like a line of credit, and use a financial institution like Neo that notifies you before a payment fails.
Frozen bank account? Here's what to do (and what not to do)
Don't panic! Here's a game plan—including everything you need to know and do—for dealing with a frozen bank account in Canada.
You Can Take Out a Payday Loan During a Consumer Proposal, But Don't Do It
Any new payday loan you take out during a consumer proposal will not be covered by that proposal, meaning you will owe the full amount plus interest on top of your existing repayment plan. You also risk breaching the legal rules that govern consumer proposals, which can carry real consequences with your Licensed Insolvency Trustee and your creditors.
Understanding debt
Learn simple, straightforward debt management strategies that will enable you to fully understand and manage your debt, while providing you with peace of mind.
How Much Money Should I Have Saved by 30?
Not sure how much money you should have saved by the time you're 30? We give you tips and advice on budgeting, saving, and building wealth. Get started today!