Budgeting & Debt
Learn how to manage your budget and reduce debt with practical guides on spending, saving, credit, and repayment strategies. Take control of your money and your life with confidence.
Joint account tax implications in Canada: Who pays what to the CRA?
Interest, dividends, and capital gains earned in a joint account are all taxable, but they aren’t necessarily split 50/50. Here’s what the CRA actually expects you to report.
Five bankruptcy alternatives for Canadians struggling with debt
Canadians who owe more than they can repay have at least five viable bankruptcy alternatives that can reduce payments, lower interest, or settle debts for less than the full amount.
You Can Take Out a Payday Loan During a Consumer Proposal, But Don't Do It
Any new payday loan you take out during a consumer proposal will not be covered by that proposal, meaning you will owe the full amount plus interest on top of your existing repayment plan. You also risk breaching the legal rules that govern consumer proposals, which can carry real consequences with your Licensed Insolvency Trustee and your creditors.
Your February Tax Filing Guide is Here
Tax season is upon us, and while it may not be as thrilling as a Boxing Day sale, getting your return filed correctly (and maximizing your refund or reducing your tax payment) is very satisfying. Whether you're a first-time filer, a seasoned pro, or someone who always waits until the last minute, here’s everything you need to know about filing your 2024 taxes in Canada.
Take control of your financial future. Here are 7 signs you are on the right track.
November is Financial Literacy Month, a perfect opportunity to reflect on our financial knowledge and practises.
Setting Realistic Long-Term Financial Goals
Set the course for lasting success with our guide on long-term financial goals. Unlock strategies to secure your financial future and achieve your dreams.
Budgeting For Teens
Budgeting for teens can feel like a daunting task. Get tips on how to get started in helping your teen become financially responsible. Learn more now!