Credit Score
Our articles about credit score and how to improve it.
Why did my credit score suddenly drop?
A dip in your credit score is rarely random. Here’s what’s behind it and how to bounce back.
Alternatives to Nyble credit-building loans: What works and what doesn't?
"The question, with credit building micro-loans, is whether the credit bureaus recognize them as being something that is worthwhile and do the lenders that see that data as something useful."
5 Ways to Rebuild Your Credit After a Consumer Proposal
A consumer proposal will drop your credit score by roughly 100 to 150 points and place an R7 rating on every account included in the filing. That notation stays on your TransUnion report for six years from the filing date or three years after complet
How to Apply for a Credit Card Without Hurting Your Score in Canada
"When you first apply with Neo, we're only doing a soft check and we will use that to tell you what product you qualify for before we do the hard check."
How to boost your credit score fast in Canada
Want to know how to increase your credit score fast in Canada? Here are four ways to get a credit limit increase and boost your rating today.
Not understanding how to improve your credit score will cost you
Having a low credit score, and not being able to lift it can cost you money (in the thousands!), plus stress and time.
The truth about carrying a balance
A common credit myth, busted.