Credit Score
Our articles about credit score and how to improve it.
Why did my credit score suddenly drop?
A dip in your credit score is rarely random. Here’s what’s behind it and how to bounce back.
How Do I Fix My Credit Score After Missing a Credit Card Payment?
"The first thing you should do once you realize you missed a credit card payment is make sure you pay."
Which Public Records Can End Up Hurting My Credit Score and for How Long?
Bankruptcies, consumer proposals, judgments, and liens are the main public records that appear on Canadian credit reports and drag down credit scores. They can remain visible to lenders for anywhere from two to 14 years, depending on the record type,
What you can and can't do with a 680 credit score in Canada
"A 680 credit score would be a reasonable credit score to get most products." Learn more about the opportunities you can unlock with this score in Canada.
How to graduate from a secured credit card in Canada (and when you're ready)
Once your credit score hits 680 and you've got 12 months of responsible use behind you, your secured card has done its job. Here's how to switch to an unsecured credit card—and what to do with your old account.
Why You Actually Don't Need A Credit Repair Consultant To Fix Your Credit in Canada
Some of these companies claim they can remove negative information from your credit report, which is something no one can do if that information is accurate.
What you can and can't do with a 600 credit score in Canada
With a 600 credit score, you can have access to some credit, but it will be at a very high interest rate.