Credit Score
Our articles about credit score and how to improve it.
Why did my credit score suddenly drop?
A dip in your credit score is rarely random. Here’s what’s behind it and how to bounce back.
What's your credit score? Why most Canadians won't answer honestly
A new survey found nearly one in four Canadians have lied about their credit score. Here's what's really going on, and what to do if yours isn't where you want it.
What's the average credit score in Canada (and how to improve yours)
What does your credit score mean for your goals? Discover the average credit score in Canada, what good and bad scores look like, and how to improve yours.
Does Getting Your Rent Payments Reported to Credit Bureaus Actually Help You Build Your Credit in Canada?
Over the last few years, various rent reporting services have emerged in Canada, most of which only report rent payments data to Equifax. That includes Borrowell Rent Advantage, FrontLobby, and KOHO. More recently, rent reporting company Zenbase anno
What you can and can't do with a 650 credit score in Canada
You can still qualify for car loans, high interest personal loans, and secured credit cards, but you will face higher interest rates.
How to freeze your credit and avoid credit fraud in Canada
"If you're concerned about people opening up credit in your name or if your info were part of a leak, freezing your credit file is something you should consider."
Overdrafts Don't Impact Your Credit Score Directly, But Here Is How They Could Impact You
The overdraft itself is invisible to the credit bureaus, but danger begins when you leave a negative balance too long.