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Credit

Understand how credit works with clear guides on credit cards, limits, and usage in Canada. Confidently building, managing and improving your credit starts here.

A young Canadian hunched over a cluttered desk, trying to figure out how credit cards work in Canada

How do credit cards work? A beginner’s guide for Canadians

A credit card can help you make purchases, earn rewards and build your credit history—but there are a few important things you need to understand before you swipe.