Credit
Understand how credit works with clear guides on credit cards, limits, and usage in Canada. Confidently building, managing and improving your credit starts here.

Should I get a student credit card?
Student credit cards in Canada don’t quite live up to their name. Here’s what actually makes sense for most students.

Falling in love with your finances
Explore different types of debt and how you can use them to your advantage with Bromwich+Smith. Learn about student loans, business loans, and even debt consolidation.

Unlock the best credit card for your lifestyle
With countless credit card options available, choosing the right one can feel overwhelming. The key is identifying your financial priorities—whether it's earning rewards, saving on interest, or building credit. The right credit card should work for you, not the other way around.

"Mortgages 101
"Are you looking to buy a home soon? You're about to sign up for one of the biggest financial commitments of your life. No pressure, seriously. We're here to help you in a way that makes mortgages actually make sense (and won't put you to sleep)."

Everything you need to know before you click “In 4 payments”
BNPL—Buy Now, Pay Later—is a credit service that’s exploded in popularity. In fact, more than half of Canadians have tried it at least once. From sneakers to flights, concert tickets to furniture, BNPL makes almost anything feel instantly accessible.