Credit
Understand how credit works with clear guides on credit cards, credit scores, limits, and usage in Canada. Confidently building, managing and improving your credit starts here.

Secured Credit Cards vs. Prepaid Cards: What’s the difference?
Compare secured credit cards and prepaid cards, and discover which option aligns with your budget, goals and where you are in your credit building journey.

Find the best Neo cashback credit card for your lifestyle
Compare Canada’s best cash back credit cards from Neo, Scotiabank, BMO, Tangerine and others. Find the right card for your spending habits.

Credit Score in Canada: What yours means & how to improve it
What does your credit score mean for your goals? Discover the average credit score in Canada, what good and bad scores look like, and how to improve yours.

Cashback vs. travel rewards credit cards: Which is better for you?
Discover whether travel rewards or cash back credit cards fit your lifestyle. Compare the real math, flexibility and value of your card rewards in Canada.

What is a secured credit card? A beginner’s guide to building credit in Canada
What is a secured credit card, and how does it work? Here’s how a simple deposit can help you build credit in Canada and unlock your financial future.

The best no-fee credit cards in Canada for maximum gas cashback
We did the math. Here’s a breakdown of the best no-fee gas cashback credit cards in Canada that can save you the most money at the pump.

4 Neo Credit Cards That Will Help You Build Your Credit Up
What makes Neo's lineup unique is that every card it offers comes in two versions: a regular unsecured credit card and a secured version.