Budgeting & Debt
Learn how to manage your budget and reduce debt with practical guides on spending, saving, credit, and repayment strategies. Take control of your money and your life with confidence.
What is a cash advance? Here’s how this short-term loan works in Canada
Cash advances help you bridge the gap between paycheques. Here’s how they work, what they cost, and what to know before you use one.
Consumer proposal vs. bankruptcy: How to pick the best option for you
A consumer proposal tends to serve you better if you have a steady income and assets you want to protect.
Does the Canada Revenue Agency know about all my bank accounts?
The short answer is no, the CRA does not automatically know how many bank accounts you have or see the transactions flowing through them.
How do I stop automatic payments from my bank account?
If an unauthorized payment has already been withdrawn, you have 90 days to file a reimbursement claim under Payments Canada's PAD rules.
10 surprising items you can legally keep thanks to Canadian bankruptcy exemptions
Arguably the biggest misconception about Canadian bankruptcy is that you will automatically lose your car.
How to avoid overdraft & NSF fees in Canada
Set up low-balance alerts on your chequing account, link a backup funding source like a line of credit, and use a financial institution like Neo that notifies you before a payment fails.
Frozen bank account? Here's what to do (and what not to do)
Don't panic! Here's a game plan—including everything you need to know and do—for dealing with a frozen bank account in Canada.