Neo blog

Make your money work smarter with Neo Financial. Learn about saving, smart spending, credit building and more on our personal finance blog.

Dan Shulman and son Ben Shulman at the American League championship game. The also announced the World Series with the Blue Jays and the Dodgers.
The Get

Blue Jays announcer Dan Shulman captures the moment

Working in an industry based on competition, the sports announcer talks about winning big (and losing with grace).

A Canadian woman about to road test a car, deciding whether she should save up or finance the car.
The Get

“Saving for a big purchase is always better than getting a loan”

Sometimes financing makes sense, and sometimes saving up does. Find out the reasons for both situations.

Two Canadian men talking about the recent Bank of Canada announcement and how it will impact their finances.
The Get

How the Bank of Canada’s interest rate announcement affects Canadians

The new rate was just announced. Find out what it means for your savings—and for affordability.

Dan Shulman and son Ben Shulman at the American League championship game. The also announced the World Series with the Blue Jays and the Dodgers.
The Get

Blue Jays announcer Dan Shulman captures the moment

Working in an industry based on competition, the sports announcer talks about winning big (and losing with grace).

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A line-up of Canadian Gen Alphas and Gen Zers bonding about looking for a job in a terrible economy in Canada.
The Get

How can Gen Alphas and Zers find a job in this economy?

It’s a brutal job market out there. If you’re a teen or young adult, here’s how to improve the chances of landing your dream job.

Text message on a Canadian cellphone, from a mom asking her son to talk, hinting at an adult child needing to help out their parents.
The Get

Should I help out with my parent’s finances?

When it comes to money matters within families, there are often unspoken expectations. Here’s how you can provide support, financially or otherwise.

Social media meme about The Summer I Turned Pretty S3, Ep6: Jeremiah’s Credit Card Score, when he didn't pay his credit cards.
The Get

Will my partner’s credit score affect my own?

“The Summer I Turned Pretty” might have had Canadian viewers debating whether or not Belly should keep seeing Jeremiah and his low credit score. But what if this happens in real life?

A graph showing that a 1993 World Series ticket cost $58, but ALCS ticket cost over $800.
The Get

The cost of seeing sports live—how much would you spend on playoff tickets?

Canadians love sports. Not just hockey either. With the Blue Jays vying for victory, sports fans (even the bandwagon sort) are figuring out how much it’s worth to see events live.

A woman looking at a pair of shoes, which would come out of her discretionary money part of her budget, aka, her Fun Fund.
The Get

Splurges are bad, right?

If you make a big-ticket spend on your credit card, is that really harmful for you and your credit score? Well, it depends. Here’s why.

Head shot of Canadian comedian Rick Mercer, photo by Jon Sturge.
The Get

“How did I get here?” asks comedian Rick Mercer

Sometimes career paths are planned out. Other times, they happen with passion, a bit of luck, and some make-believe.

Credit

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A 90-day guide to building your financial foundation for newcomers
Credit

A 90-day guide to building your financial foundation for newcomers

Moving to Canada is exciting — the opportunities, new communities. And let’s be honest, it’s a lot of paperwork, but getting your finances set up can be quick. With today’s digital banking and fintech options, it’s easier than ever to take control of your money.

RSVP Yes, not broke
Credit

RSVP Yes, not broke

Wedding season hits differently when you're old enough to get invited to five in a single summer — and your name is not on the cake. Between travel, gifts, outfits, and the occasional open bar contribution, attending a wedding can easily cost $500–$1,000 per event. Multiply that by a full RSVP calendar, and you’re basically in a committed relationship with your credit card.

From Gown to Grown-Up
Credit

From Gown to Grown-Up

Graduation day is one of those moments that pulls at your heartstrings—watching your child walk across the stage, cap in hand, ready to step into the big wide world. For parents, it’s a mix of pride, nostalgia, and maybe a touch of worry. After years of guiding, supporting, and cheering them on, suddenly you realize they’re about to face life’s financial challenges on their own. The lessons learned in classrooms won’t cover everything about managing money, and the safety nets you’ve provided won’t always be there.

Spending

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How do credit cards work? The ultimate credit card guide for beginners
Spending

How do credit cards work? The ultimate credit card guide for beginners

Everything from applications and utilization to limits and payments

What is inflation and whats next?
Spending

What is inflation and whats next?

Inflation is a daunting topic that brings many unpleasant feelings. We’re here to help you understand what inflation is, what to look out for, and what you can do.

Should I Open a High-Interest Savings Account
Spending

Should I Open a High-Interest Savings Account

Learn why you should consider opening a high interest savings account and how to find the best one for your needs. Unlock higher returns with Neo Financial™ today!

Budgeting & Debt

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Neo’s declassified financial survival guide for your 20s
Budgeting & Debt

Neo’s declassified financial survival guide for your 20s

Find answers to your top questions about personal finance in your 20s. We focus on the top 9 goals you should aim for to set yourself up for success

Understanding debt
Budgeting & Debt

Understanding debt

Learn simple, straightforward debt management strategies that will enable you to fully understand and manage your debt, while providing you with peace of mind.

How Much Money Should I Have Saved by 30?
Budgeting & Debt

How Much Money Should I Have Saved by 30?

Not sure how much money you should have saved by the time you're 30? We give you tips and advice on budgeting, saving, and building wealth. Get started today!

New from Neo

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3 tips for first-time homebuyers in 2023
New from Neo

3 tips for first-time homebuyers in 2023

Reduce stress when buying your first home by better understanding the process, and use these three tips from Treadstone Law to reach homeownership like a pro.

Building our leadership team to transform financial services for Canadians
New from Neo

Building our leadership team to transform financial services for Canadians

Saba El-Hilo and Tim Morris will help Neo’s growing team accelerate its mission to build a better financial future for Canadians.

Neo Financial Teams Up with CEBL
New from Neo

Neo Financial Teams Up with CEBL

The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.

Savings

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Top 6 money savings habits you can start today
Savings

Top 6 money savings habits you can start today

Eat your avocado toast and use these top tips to save your money instead. Work on implementing these 6 money habits and change the way you view your finances.

Guide To Opening a High-Interest Savings Account
Savings

Guide To Opening a High-Interest Savings Account

Considering opening a high-interest savings account? It's easy. Learn how to open an account in minutes from the experts at Neo Financial.

A Guide to High-Interest Savings Account Interest Rates
Savings

A Guide to High-Interest Savings Account Interest Rates

Looking for high interest savings account rates? Neo Financial® offers competitive options that could help you maximize your money. Find out more today.