Credit
Understand how credit works with clear guides on credit cards, limits, and usage in Canada. Confidently building, managing and improving your credit starts here.
Should I get a student credit card?
Student credit cards in Canada don’t quite live up to their name. Here’s what actually makes sense for most students.
A 90-day guide to building your financial foundation for newcomers
Moving to Canada is exciting — the opportunities, new communities. And let’s be honest, it’s a lot of paperwork, but getting your finances set up can be quick. With today’s digital banking and fintech options, it’s easier than ever to take control of your money.
RSVP Yes, not broke
Wedding season hits differently when you're old enough to get invited to five in a single summer — and your name is not on the cake. Between travel, gifts, outfits, and the occasional open bar contribution, attending a wedding can easily cost $500–$1,000 per event. Multiply that by a full RSVP calendar, and you’re basically in a committed relationship with your credit card.
From Gown to Grown-Up
Graduation day is one of those moments that pulls at your heartstrings—watching your child walk across the stage, cap in hand, ready to step into the big wide world. For parents, it’s a mix of pride, nostalgia, and maybe a touch of worry. After years of guiding, supporting, and cheering them on, suddenly you realize they’re about to face life’s financial challenges on their own. The lessons learned in classrooms won’t cover everything about managing money, and the safety nets you’ve provided won’t always be there.
Good kinds of debt and how to use them to your advantage
Explore different types of debt and how you can use them to your advantage with Bromwich+Smith. Learn about student loans, business loans, and even debt consolidation.
Things to know before getting your first credit card
This article has all the info that you’ll need to navigate the process of researching and applying for your first credit card, from start, to finish.
7 myths about credit debunked
We break down answers to some of the most common misconceptions people have about credit scores. This article will help you make more informed financial decisions.