Neo blog
Make your money work smarter with Neo Financial. Learn about saving, smart spending, credit building and more on our personal finance blog.
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Bobbie Racette on going from unemployed to mogul
The Virtual Gurus founder shares about finding motivation after a layoff, what it feels like selling her business and how AI can work for work.
10 AI prompts to put money back in your pocket
AI has evolved many industries. But can it evolve your bank account? Find out the prompts that will help you save and earn money.
Why am I suddenly paying more taxes?
Have you noticed a smaller paycheque in January? Find out from a tax expert why that’s happening.
Santa’s shortlist: The buzziest toys in Canada this year
We asked a toy expert for his top picks—and a psychologist for advice on managing expectations around what actually ends up under the tree.
Husein Rahemtulla on working for himself at 25
The Fresh Prep co-founder talks about launching (and sustaining) a business with friends with the relationships intact.
The costs of not paying your minimum credit card payment
What happens when you don’t pay your minimum payment? A lot. But let’s look at the immediate cost, the future impact and its weight on mental health.
Credit
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How to boost your credit score fast
Is your credit score causing you to be charged higher rates on your car loan or making it harder to qualify for a credit card? It’s time for a change.
A 90-day guide to building your financial foundation for newcomers
Moving to Canada is exciting — the opportunities, new communities. And let’s be honest, it’s a lot of paperwork, but getting your finances set up can be quick. With today’s digital banking and fintech options, it’s easier than ever to take control of your money.
RSVP Yes, not broke
Wedding season hits differently when you're old enough to get invited to five in a single summer — and your name is not on the cake. Between travel, gifts, outfits, and the occasional open bar contribution, attending a wedding can easily cost $500–$1,000 per event. Multiply that by a full RSVP calendar, and you’re basically in a committed relationship with your credit card.
Spending
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Why the holidays are the season for scams—and how to avoid them
Don’t become a victim; be aware of common holiday scams. It may help you protect yourself, your sensitive information and your money.
How do credit cards work? The ultimate credit card guide for beginners
Everything from applications and utilization to limits and payments
What is inflation and whats next?
Inflation is a daunting topic that brings many unpleasant feelings. We’re here to help you understand what inflation is, what to look out for, and what you can do.
Budgeting & Debt
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Neo’s declassified financial survival guide for your 20s
Find answers to your top questions about personal finance in your 20s. We focus on the top 9 goals you should aim for to set yourself up for success
Understanding debt
Learn simple, straightforward debt management strategies that will enable you to fully understand and manage your debt, while providing you with peace of mind.
How Much Money Should I Have Saved by 30?
Not sure how much money you should have saved by the time you're 30? We give you tips and advice on budgeting, saving, and building wealth. Get started today!
New from Neo
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3 tips for first-time homebuyers in 2023
Reduce stress when buying your first home by better understanding the process, and use these three tips from Treadstone Law to reach homeownership like a pro.
Neo Financial Teams Up with CEBL
The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.
Strengthening our senior leadership team at Neo Financial
We are thrilled to share the appointment of several new senior leaders at Neo. Please join us in welcoming Amanda Broos as Chief People Officer, Dana Saric as Chief Legal Officer, Allemander Neto as Acting Chief Financial Officer, James Nauss as Chief Operating Officer, and Stefan Doan as Chief Information Officer.
Savings
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Top 6 money savings habits you can start today
Eat your avocado toast and use these top tips to save your money instead. Work on implementing these 6 money habits and change the way you view your finances.
A Guide to High-Interest Savings Account Interest Rates
Looking for high interest savings account rates? Neo Financial® offers competitive options that could help you maximize your money. Find out more today.
How To Find The Best Savings Account Rates Canada
Feel confident you're getting the best savings account rates in Canada. Learn about competitive interest rates & other important tips from Neo Financial™.