Neo blog
Make your money work smarter with Neo Financial. Learn about saving, smart spending, credit building and more on our personal finance blog.
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How do you know if you’re paying junk fees?
No Canadian worth their maple leaf toque wants to pay junk fees. Find out what they are and if you’re out of pocket because of them.
What is a credit card annual fee? What does it pay for?
Every year when you see the annual fee on your credit card statement, you might wonder if it’s worth the cost. Find out how to do the math.
Budgeting for the holidays when money’s tight
From budget-setting to bargain-hunting, here’s how some Canadians are navigating a financially uncertain season.
True or False: You can’t build wealth without a big salary
Is wealth-building above your pay grade? Is there a minimum amount of money you need in order to save? These questions and more, answered.
Camille Katona redefines beauty for the ages
Why work for others when you can work for yourself? That’s what the 19/99 co-founder did when she launched the beauty brand. Here’s how.
Is one bank account all you really need?
Having one savings or chequing account might keep your money in one place. But it might cost you (in fees and in achieving financial goals).
Credit
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A 90-day guide to building your financial foundation for newcomers
Moving to Canada is exciting — the opportunities, new communities. And let’s be honest, it’s a lot of paperwork, but getting your finances set up can be quick. With today’s digital banking and fintech options, it’s easier than ever to take control of your money.
RSVP Yes, not broke
Wedding season hits differently when you're old enough to get invited to five in a single summer — and your name is not on the cake. Between travel, gifts, outfits, and the occasional open bar contribution, attending a wedding can easily cost $500–$1,000 per event. Multiply that by a full RSVP calendar, and you’re basically in a committed relationship with your credit card.
From Gown to Grown-Up
Graduation day is one of those moments that pulls at your heartstrings—watching your child walk across the stage, cap in hand, ready to step into the big wide world. For parents, it’s a mix of pride, nostalgia, and maybe a touch of worry. After years of guiding, supporting, and cheering them on, suddenly you realize they’re about to face life’s financial challenges on their own. The lessons learned in classrooms won’t cover everything about managing money, and the safety nets you’ve provided won’t always be there.
Spending
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Why the holidays are the season for scams—and how to avoid them
Don’t become a victim; be aware of common holiday scams. It may help you protect yourself, your sensitive information and your money.
How do credit cards work? The ultimate credit card guide for beginners
Everything from applications and utilization to limits and payments
What is inflation and whats next?
Inflation is a daunting topic that brings many unpleasant feelings. We’re here to help you understand what inflation is, what to look out for, and what you can do.
Budgeting & Debt
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Neo’s declassified financial survival guide for your 20s
Find answers to your top questions about personal finance in your 20s. We focus on the top 9 goals you should aim for to set yourself up for success
Understanding debt
Learn simple, straightforward debt management strategies that will enable you to fully understand and manage your debt, while providing you with peace of mind.
How Much Money Should I Have Saved by 30?
Not sure how much money you should have saved by the time you're 30? We give you tips and advice on budgeting, saving, and building wealth. Get started today!
New from Neo
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3 tips for first-time homebuyers in 2023
Reduce stress when buying your first home by better understanding the process, and use these three tips from Treadstone Law to reach homeownership like a pro.
Building our leadership team to transform financial services for Canadians
Saba El-Hilo and Tim Morris will help Neo’s growing team accelerate its mission to build a better financial future for Canadians.
Neo Financial Teams Up with CEBL
The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.
Savings
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Top 6 money savings habits you can start today
Eat your avocado toast and use these top tips to save your money instead. Work on implementing these 6 money habits and change the way you view your finances.
A Guide to High-Interest Savings Account Interest Rates
Looking for high interest savings account rates? Neo Financial® offers competitive options that could help you maximize your money. Find out more today.
How To Find The Best Savings Account Rates Canada
Feel confident you're getting the best savings account rates in Canada. Learn about competitive interest rates & other important tips from Neo Financial™.