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The modern way to money.

We’re reinventing how Canadians spend, save, and grow their money – all together, in one place. Join us as we set the new standard.

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Products that talk to each other and work seamlessly together. That’s Neo.

Neo Card

The credit card with genuine cashback

The credit card with instant approvals, cashback, and thousands of loyalty programs built into one. Voted the best cashback card in Canada¹ for a reason.

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Neo Money

Save your money—or use it

A high interest savings account with the features of a spending account. Unlimited free transactions, no monthly account fees², and it’s 100% digital. Voted the best high-interest savings account³ by Canadians.

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Neo Invest

Private wealth management in your pocket

Investment strategies of the ultra-rich, now for everyone. Get a professionally managed, custom portfolio, tailored to your unique goals, timelines, and risk comfort.

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Neo Mortgage

Save yourself time and money with Neo Mortgage

Get low rates, without the stress, by leaving all the paperwork behind. Our non-commissioned advisors work with multiple lenders to find you the best rates available.

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Your multi-tool for money

Discover the feeling of total visibility, control, and confidence when your financial life works together effortlessly from the palm of your hand.

Very unique concept. Difficult to imagine someone this app would not be helpful to. I recommend it to all my friends and family.

Ariel E.

Customer

I never thought I’d enjoy opening a finance app this much. It just feels good. The rewards are a bonus. Instant cashback and so many of my favorite places are here!

Ferron E.

Customer

I love the simple UI in the app. I don’t have to jump through hoops and 7 different screens in order to pay off my card, and adding funds is super easy.

Dmitriy T.

Customer

We’ve come so far, and we’re not slowing down anytime soon
We’re on a journey to reshape the financial future for millions of people in Canada. Here are some milestones we’ve passed along the way.
4.8★On the app store
650+Employees
$299Million raised

Start getting the financial experience you deserve.

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Got Questions? We can answer them.

¹ As awarded on October 19, 2021 by votes casted in the RewardsCanada.ca Canada's Choice awards.

² For Quebec Residents: Monthly Statements; No monthly or annual fees; 21 day grace period; Minimum payment is the higher of $10.00 or 5.0% of total statement balance; Purchase rate (19.99%-24.99%) and cash advance rate (21.99%-26.99%).

³ As awarded on August 25, 2021 by the Financial Post.

Top-up is limited to $5,000 of spending per month at non-partners.

Apple Pay is a trademark of Apple Inc.

Google Pay is a trademark of Google LLC.

OneVest Management Inc. is a registered Portfolio Manager in each province and territory of Canada and an Investment Fund Manager in the provinces of Alberta, Newfoundland and Labrador, Ontario and Quebec. Assets in your OneVest accounts are held with CI Investment Services (CIIS), a registered investment dealer in each province and territory of Canada, a member of the Investment Industry Regulatory Organization of Canada (IIROC). OneVest is a wholly owned subsidiary of One Wealth Technologies. Copyright @ 2021, One Wealth Technologies Inc. All rights reserved.

Neo Invest is not available in French or in Quebec.

With any investment, your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you invest. Past performance is no guarantee of future results. Read our investment risk disclosure for more information.

Updated licensing should read: Mortgage Services Inc. is currently licensed in Alberta, Ontario (#13444), British Columbia (MB600606), Newfoundland & Labrador (22-07-NE115-1), New Brunswick (220015509) and Nova Scotia (2021-3000379), with all applications pending across Canada