Upgrade your Neo experience
Upgrade your Neo experience

Powerful new features to help you manage your money. More cashback on the things you love.

Upgrade to Premium for just $4.99 a month.
Transform your moneyUnlock the power of your spending and take control of your money. Get higher cashback, exclusive features and offers, and tools that make your life easier.
Boosted Partner CashbackEarn an average 6% cashback¹ on dining and food delivery, 4%¹ on streaming and rideshare services, and over 3%¹ at retail partners (online and in-store).
3% Cashback² on EssentialsSave up to $240² a year on the essentials with 3% cashback² on gas and groceries, no matter where you pay for them.
0.5% Minimum Cashback³We’ll make sure that your total cashback amount each month doesn’t fall below 0.5%³, even when no offers are available.
Credit MonitoringGet access to credit monitoring directly in the Neo app. Track changes to your credit score and find out what factors could be affecting your score.
Additional BenefitsEnjoy enhanced purchase protection and extended warranty⁴, 24/7 legal assistance⁵, plus $2,500 group life insurance⁵.
Priority SupportGet Neo’s support team on speed dial. Unlock Priority Support and be first in line if an issue arises with a dedicated priority phone line.

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Base

The free plan that makes everyday spending more rewarding

Free
1% cashback² on gas and groceries
Cashback at Neo partners
Powerful, simple money management tools
Get Base

Premium

Upgrade for more cashback + exclusive perks and features

$4.99
3% cashback² on gas and groceries
Boosted cashback at Neo partners
All Base tools + exclusive new features
Get Premium

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¹ Cashback earn subject to minimum spend threshold. There may be monthly limits for boosted cashback. Terms and conditions apply. For more information, visit the Neo App.² Based on the maximum $300 category spending per month. Cashback may be limited and varies by perks, offer, and partner. There may be monthly limits for boosted cashback offers. For more information, visit the Neo App.³ Top-up varies based on monthly spend and is limited to $50 per month.⁴ This insurance coverage is underwritten by Chubb Insurance Company of Canada under a Group Policy issued to Neo Financial Technologies Inc. All coverage is subject to the terms, conditions, limitations and exclusions outlined in the Certificate of Insurance, and for Quebec residents the Summary and Fact Sheet. The cost will be charged to the eligible Neo card that you signed up for the Neo Perks with. Neo, its employees and representatives are not agents of Chubb, nor can they waive or change any terms of the insurance coverage. View the full list of insurance certificates.⁵ Member insurance benefits underwritten by The Wawanesa Life Insurance Company under a Group Policy issued to Neo Financial Technologies Inc. All coverage is subject to the terms, conditions, limitations and exclusions outlined in the insurance booklet.