Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice. The account balance limit for the Neo Everyday account is $200,000.
Account interest rates
Here’s how much you can earn from Neo’s accounts.
Rates current as of Sept 15 2025
Neo Everyday account
0.1%
Rates current as of Sept 15 2025
Neo High-Interest Savings account
2.25%
Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice. The account balance limit for each individual High-Interest Savings account is $200,000.
Rates current as of Sept 15 2025
Neo Savings account
2.9%*
Earnings for the Neo Cash account are derived from the interest Neo earns on the funds. Neo shares interest at the advertised rate of return for the Neo Cash account, and earnings are calculated daily on the total closing balance paid monthly. Rates are per annum. Minimum combined balances across Neo Cash, Neo Everyday, and Neo High-Interest Savings accounts required to earn boosted rates, which will only be applied and paid to your Neo Cash account balance. The minimum combined balance required to qualify and the corresponding rates are subject to change without notice. Balances in Neo Invest are not included in the increased rate calculation. See the Neo app for details.
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