Credit score monitoring, plain and simple
Track your credit score and find out what’s affecting it, with credit score monitoring and personalized insights.
Now available with Premium
See your credit score instantly
View your current credit score live, explore changes to your score over time, and get a sense for how good your score is on a general scale.
Explore credit score factors
Explore the main factors that impact your credit, like payment history and credit utilization, plus other important factors like your accounts history and hard credit checks.Discover how to build credit
Get real, personalized tips based on your score factors to help you build your credit score over time.
Take control of your credit score
Get Premium and unlock credit score monitoring directly in the Neo app
Got questions?
We've got answers.
How is my credit score calculated?
Your credit score is calculated using your account histories, credit balances, and payment habits over the last 24 months.
What credit score shows up in my Neo app?
Neo shows you your CreditVision® Risk Score provided by TransUnion®. Viewing your credit score in the Neo app doesn’t have an impact on your credit report or score.
How do I get credit score monitoring in the Neo app?
Neo shows you your CreditVision® Risk Score provided by TransUnion®. Viewing your credit score in the Neo app doesn’t have an impact on your credit report or score. Visit our Premium page to learn more.