Rewardful spending and saving

A better way to grow and manage your money.

Your Neo credit card

Made for all Canadians

Build your credit with new ways to qualify. Never miss a payment.

Fully digital experience

Control your Neo card right from the app with real-time insights.

No annual fees

An everyday rewards card that helps you earn more, not cost you.

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One card for all your rewards

Get rewarded at merchants you love, only with Neo. More being added daily.

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Exclusive offers just for you

The savings account that actually pays

1.7% Savings interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice. on your savings

No minimum balance needed and no annual fees.

All the features of a chequing account

Transfers, bill payments, deposits, in one convenient place.

Peace of mind

Your deposits are held and protected by a Canadian bank.

New ways to manage your money

Budgeting insights

Categorize your spending and instantly see breakdowns of where your money is going.

Proactive alerts

Stay on top of your money with instant notifications as you earn and spend.

Neo-to-Neo transfers

Send and receive money from your contacts seamlessly.

The security and control you expect

Join Neo today

Experience next generation spending, savings, and rewards for Canadians.


The Neo Savings account is provided by Concentra Bank, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo Savings accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor.

The Neo MastercardĀ® Credit Card is issued by ATB Financial pursuant to license by Mastercard International. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

By using this website, you accept our Terms And Conditions and Privacy Policy. Ā© 2020 Neo Financial.