neo logo
hamburger icon for mobile menu

Invest in your future self

Our personalized, goal-based investment portfolios are actively managed by professionals and help you plan for retirement.

Get StartedCall to action button arrow

Neo Invest—powered by OneVest

Open your RRSP account completely online in minutes.

New to RRSPs? Let’s start with the basics.

What’s a RRSP?

A Registered Retirement Savings Plan, or RRSP, is a type of account that is registered with the Canadian Government. Contributions made to your RRSP are tax deductible for the year, and returns generated in the account remain tax-free until you start withdrawing funds later in life.

Do I need to start now?

The choice is up to you! Keep in mind, sometimes there are strategic advantages to holding off on investing in your RRSP. That being said, the longer you have funds in an RRSP, the more time it has to compound, which can result in accelerating your portfolio’s value by starting earlier.

Mark your calendar.

The RRSP contribution deadline in Canada is always 60 days past December 31st into the new year (so end of February). So that end-of-year bonus? You can still invest that in your RRSP account before you file your taxes for that year.

Important Note: Watch those contribution limits. If you over-contribute, you’ll be penalized 1% on the excess every month, until you withdraw it.

Investing made easy

Start investing in 10 minutes or less.

Open RRSP Account

OneVest Management Inc. is a registered Portfolio Manager in each province and territory of Canada and an Investment Fund Manager in the provinces of Alberta, Newfoundland and Labrador, Ontario and Quebec. Assets in your OneVest accounts are held with CI Investment Services (CIIS), a registered investment dealer in each province and territory of Canada, a member of the Investment Industry Regulatory Organization of Canada (IIROC). OneVest is a wholly owned subsidiary of One Wealth Technologies. Copyright @ 2021, One Wealth Technologies Inc. All rights reserved.

The information does not provide financial, legal, tax or investment advice. Particular investment, tax, or trading strategies should be evaluated relative to each individual’s objectives and risk tolerance.

Neo Invest is not available in French or in Quebec.

¹ Based on research comparing the fees offered by traditional wealth management firms. Research conducted by OneVest and provided to Neo Invest in March 2022.