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One powerful account. No monthly fees.

Combine the best of a savings and spending account while earning up to 180x¹ more interest than at a traditional bank. It’s why Neo Money was voted the best savings account in Canada².

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Truly unlimited. No strings or monthly fees attached.

Fund your account in 3 ways.

Start today with as much (or as little) as you want.

Send an Interac e-Transfer®

Send your Neo Money an Interac e-Transfer® from an existing account.

Link your existing accounts

Simplify moving money between accounts. You can withdraw and deposit anytime.

Set up direct deposit

Have your paycheque go directly into your Neo Money account and earn interest.

Get the one account that does it all.

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So much more than Neo Money

Get more from your money with simple and innovative products designed for life today.

Neo Card

Get cashback on your everyday spending

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Neo Invest

Grow wealth and plan for life's major goals

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Neo Mortgage

Low rates with none of the stress

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Got questions? We can answer them.

¹ Based on research comparing high-interest savings rate of Canada’s ‘Big 5’ banks using a $100 investment, excluding promotional rates and rate premiums. Research was conducted by Neo Financial and based on data taken from public websites as at June 16, 2022.

² As awarded on August 25, 2021 by the Financial Post.

³ Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.

® Trademark of Interac Inc. Used under license.

Neo Invest is not available in French or in Quebec.

Updated licensing should read: Mortgage Services Inc. is currently licensed in Alberta, Ontario (#13444), British Columbia (MB600606), Newfoundland & Labrador (22-07-NE115-1), New Brunswick (220015509) and Nova Scotia (2021-3000379), with all applications pending across Canada