Unlock the power of perks
Subscription-basedAdd perks to your card with the flexibility of a monthly subscription.
Powerful combinationsStack different perks together and build the ultimate rewards program.
Substantial valueSave up to $400¹ a year with subscriptions that can pay for themselves.
Build rewards your wayAdding perks gives you more control over your rewards experience. Whether you’re into travel, food, or staying active, perks let you choose the rewards you want.
TravelTravel better with worldwide lounge access², 2% cashback on foreign transactions, trip cancellation insurance³, and more.
Mind & BodyGet boosted cashback at fitness partners, a free subscription to Headspace Plus, meal plans, classes, and more.
Food & DrinkDine for less with a 1.25x cashback³ boost at selected dining and food delivery partners.
Mobile & Personal ProtectionGet secure with mobile damage and theft protection⁴, password management, plus fraud and ransomware coverage⁵.
The ultimate rewards experience
Powerful tools, unlimited cashback and rewards that you control. There's a better way to manage your money.
Got questions?
We've got answers.
How do I add perks to my card?
Log into your Neo account to explore your rewards and add any number of perks. Here's how to add perks!
Can I add more than one perk to my card?
You can add as many perks as you want. Perks are designed to be stacked together, giving you more flexibility over how you earn rewards.
What happens if I cancel a perk I've added mid-month?
If you cancel a perk in the middle of the month, you’ll keep all the benefits until the end of that month.
If I add a perk mid-month, am I still charged the full amount?
No. Your card will be charged a prorated amount based on how many days are left in the month.
¹ Based on research comparing annual offerings from leading benefit suppliers in Canada. Research was conducted by Neo Financial and is based on data taken from public websites as at August 18, 2022.² Priority Pass is an airport lounge access program offered by Collinson Group. Terms and conditions are available during sign-up.³ This insurance coverage is underwritten by Chubb Insurance Company of Canada under a Group Policy issued to Neo Financial Technologies Inc. All coverage is subject to the terms, conditions, limitations and exclusions outlined in the Certificate of Insurance, and for Quebec residents the Summary and Fact Sheet. The cost will be charged to the eligible Neo card that you signed up for the Neo Perks with. Neo, its employees and representatives are not agents of Chubb, nor can they waive or change any terms of the insurance coverage. View the full list of insurance certificates.⁴ Up to 2 claims per year with $49 deductible and $500 limit.⁵ Provided by Cyberscout, a TransUnion company.