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Upgrade the way you spend

Boost your cashback on your Neo Card with any of our rewards plans. You’re never locked into a plan and can switch at any time.

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Did someone say more cashback?

Yes. Plans increase your cashback rate on the things you want, the things you need, and the things you wish you didn’t have to pay for.

Pick a plan. Earn more.

Choose from one of our flexible, monthly, reward plans that lets you earn more on every purchase. You’re never locked in and can switch plans anytime.

Standard

Free

High cashback Average 4% cashback¹ at partners
Minimum guarantee1% minimum cashback² guarantee
Recommended for customers who spend less than $750/month

Plus

$2.99/month

Higher cashbackAverage 5% cashback¹ at partners
Minimum guarantee1% minimum cashback² guarantee1.25x boost³ on bonuses and partner offers
Recommended for customers who spend $750 or more each month.

Ultra

$8.99/month

Highest cashbackAverage 6% cashback¹ at partners
Minimum guarantee1% minimum cashback² guarantee1.5x boost³ on bonuses and partner offers
Recommended for customers who spend $1000 or more each month.

Customized Plans – Coming Soon

Introducing all new benefits to make your plan, yours.

Better Boosting

Earn even more cashback with boosted offers where it matters to you.

Exclusive Offers

Access unique offers at partners you already love.

Subscription Perks

Benefits to make life even more rewarding from travel to insurance, we’ve got you covered.

7,000 rewards programs at your fingertips

Shop at your favourite places, or discover something new. You can explore cashback offers from over 7,000 Neo Partners–including national brands and local gems.

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Voted Canada’s best cashback card⁴. For a reason.

Instant cashback. No annual fees⁵. No overlimit fees. What more can you want? Did we mention you can earn up to 15% cashback¹ on eligible purchases too?

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Give your Neo Card a boost.

View Plans

Got Questions? We can answer them.

¹ Average based on current offers at select partners. Cashback varies per plan, offer, and partner.² Top-up is limited to $5,000 of spending per month at non-partners. ³ Boost is compared to Standard plan. Value increase is an average and depends on card use.⁴ As awarded on October 19, 2021 by votes cast in the RewardsCanada.ca Canada’s Choice awards.⁵ For Quebec Residents: Monthly Statements; No monthly or annual fees; 21 day grace period; Minimum payment is the higher of $10.00 or 5.0% of total statement balance; Purchase rate (19.99%-24.99%) and cash advance rate (21.99%-26.99%).